We design loans to fit our customers needs. We're locally owned and operated — and financially strong. We offer the following loans for mortgage customers.
Adjustable Rate Mortgages (ARM’s): In house loans that provide a variety of financing
options. EBank offers 15 and 25 year loans with 3 or 5 year adjustment options and no origination fees. *
Conventional Loans offering affordable long-term, fixed rate financing. Terms range
from 10-30 years. **
Home Equity Loans include closed end fixed rate loans and line of credit plans.
Consult your tax advisor regarding the tax deductibility of home equity loans.
Lot Loans and Construction Loans are also available. Talk to your EBANK representative for more details.
Let EBANK help you. Just call us… On site conferences and appointments scheduled for your convenience are always available. Contact one of EBANK's four locations for more information on home mortgages.
Standard credit qualifications apply. Property insurance required.
Consult your tax advisor for your tax-deductibility status.
Repayment Examples:
*Based on an Annual Percentage Rate of 6.005% (6.00% interest rate) and a term of 25 years with a 3-year adjustable rate, your $100,000 ($120,000 or above purchase price) loan would have monthly principal and interest payments of $644.59. The APR may increase or decrease at each 3–year adjustment period after loan closing.
**Based on an Annual Percentage Rate of 6.255% (6.25% interest rate) and a term of 30 years, your $100,000.00 loan ($120,000.00 or above purchase price) would have monthly principal and interest payments of $616.04.
The Annual Percentage Rates quoted in this advertisement are for illustration purposes only. Your rate at closing may be different from that disclosed in this advertisement. Standard credit qualifications apply. Property insurance required.
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