Bill Pay Service - Easy, Convenient, Secure
At Earlham Savings Bank, we understand that managing your finances should be as easy and hassle-free as possible. That’s why we offer our Bill Pay service – a simple, secure way to pay all your bills online without leaving the comfort of your home. Whether you're paying utilities, credit cards, mortgages, or any other monthly bills, our Bill Pay service puts you in control of your finances.
Bill Pay Features
Person to Person (P2P): Pay other individuals securely through our P2P payment option in bill pay.
- Log into online banking and select bill pay. In the top left where it says “I want to” select pay a person from the drop-down menu
- Enter the amount you want to send
- Enter the individuals name who you want to send the money to
- Enter their phone number or email address and click continue
- Create a secret word to share with the individual (The recipient will have to enter this word to receive the funds)
- To verify it is you sending funds a message will appear asking whether you prefer to receive a 6-digit code via text, email or phone call. Once you enter this code the funds will be sent.
- The recipient will receive a text or email saying that you sent them the specific dollar amount
- The recipient will click the link in the message then enter the secret word you provided them
- There are two ways the recipient can choose to receive the funds: Bank Account or Debit Card
- If the recipient chose Bank Account then they will need to enter their name, routing number, and account number. If they chose this option it will take two days for the funds to arrive in their account
- If the recipient chose Debit card then they will need to enter their card number, expiration date, and security code. If they chose this option the funds will arrive the same day
Account to Account (A2A): Transfer funds between your accounts at other financial institutions.
- Log into online banking and select bill pay. In the top left where it says “I want to” select transfer between my accounts
- Can click “Let’s Go” in the welcome pop up or click accounts in the top middle of the screen
- There will be a plaid pop up and you can click continue
- Verify that it is you by entering your phone number and then the 6-digit code it sends you via text or phone call
- Search for the institution you want to pull or transfer funds to
- Continue to log into the other financial institution to link the accounts
- Select the accounts you want to use
- Click add accounts
- You can now transfer between your accounts here at EBANK with other financial institutions
- The funds in these transfers usually take 1-2 business days to arrive
PicturePay (Pay with a picture): Pay your bills with a snap of a picture! You can pay your bills by uploading a picture of your bill making sure to include the account number, payee’s name and address.
- Log into online banking and select bill pay. In the top left where it says “I want to” select pay with picture
- Click take a picture or upload a picture and wait for it to upload
- Once uploaded you can enter the amount, payment date, and which account you want the funds to come out of.
- Click submit payment
FAQs
Enrolling will be easier than ever. Just log into your online banking account and click the BillPay link on the left side, then follow the directions to set up your BillPay profile.
Some individuals and companies can’t accept electronic payments, so we send them a paper check through the U.S. Postal Service. This is why it is important to make sure you have all of the right information for the payee. Examples would be name and address to assure the check arrives at the right place. Attached in these checks is section with a QR code and email for businesses to get in contact with Allied bill pay to become an electronic payee. If you want your payee to become electronic you can reach out to the payee and request them to reach out to Allied to become electronic.
If you do not have sufficient funds in your account on the day you scheduled the payment for, then the payment will be placed in a hold status. It will stay in this hold status for three days if there are not sufficient funds. If there are not sufficient funds in those three days then the payment will not get sent out. If there are sufficient funds within those three days then the payment will be sent when those funds are in the account.
We offer our Bill Pay service to our customers for free! The only fee associated with Bill Pay is if you want to rush a payment. The fee for rushing a payment is $50.
No. Weekends and holidays are not eligible for payment processing. This will affect the available dates when scheduling payments.
Next to the estimated delivery date there is a button that says “off”. Click the off button and it will take you to a recurring payment page. Fill out the required fields and your payment will be set up as recurring.
Check payments should be scheduled 7-10 business days in advance to ensure it arrives on time. Electronic payments should be made 2-3 business days in advance of when you want the payment to be posted.
If your payment is over your limit for BillPay you can call any of the branches and request to get your limit raised for the day. You can also request to have your limit permanently raised.
Contact Earlham Savings Bank Bill Pay support at 515-273-2358 between 8:00 a.m. CT and 5 p.m. CT each banking day.
