Earlham Bank

What happens if I set up a bill payment, but I do not have funds in my account?

If you do not have sufficient funds in your account on the day you scheduled the payment for, then the payment will be placed in a hold status. It will stay in this hold status for three days if there are not sufficient funds. If there are not sufficient funds in those three days then the payment will not get sent out. If there are sufficient funds within those three days then the payment will be sent when those funds are in the account.

« Back

© 2026 Earlham Bank. All rights reserved.