Loans
Let the professional bankers at EBANK tailor a loan for you and make your next loan experience a good one. At EBANK loan decisions are made locally.
You can apply for an Auto or Personal Loan below. If you would like to apply for a different type of loan please email us at loans@earlhambank.com or contact us at one of our nine locations. You can find and fill out applications by clicking on the headers below.
Please do not include sensitive information in your email. Sensitive information includes account numbers, social security numbers, and other confidential personal information.
Need to make a loan payment from another bank?
Click the button below to use PortalPay! PortalPay allows you to make a loan payment from another financial institution using a debit card or your routing and account number.
Auto/Personal Loan
From new to used cars, trucks, boats, and RV’s EBANK is ready to lend. Our automobile loans provide you with the financing to purchase a new or used vehicle. Whether it’s your first car or finally the car you always wanted, let EBANK help you get behind the wheel. Click the button below to apply for an Auto or Personal Loan!
Home Equity Loan
Want to take advantage of the equity you have built into your home for that next big purchase? An EBANK home equity home loan may be the answer you are looking for. Please review the disclosure below if you are interested in a Home Equity Term Loan. If you have any questions, please contact one of our Loan Officers to discuss your options.
Home Equity Line of Credit
This is a flexible way to make use of the equity in your home. An EBANK home equity line of credit is different than a home loan because you can borrow from it as you need it. Please read What You Should Know About Home Equity Lines of Credit as you consider applying for this type of loan. Also review the disclosure below, and contact one of our Loan Officers to discuss your options.
Home Equity Line of Credit - Interest Only Payments
Home Purchase or Refinance
EBANK offers a wide variety of home mortgages that are designed to fit you. From buying your dream home to refinancing and taking advantage of today's great rates, EBANK has what you need. Please click to access Your Home Loan Toolkit which may be used as you consider applying for your mortgage loan.
If applying for an Adjustable-Rate Mortgage (ARM), please read the Consumer Handbook on Adjustable-Rate Mortgages for important information you should know as a borrower. EBANK offers four ARM programs. Please review the disclosure applicable to the loan program for which you are interested. If you are unsure, please contact on of our Loan Officers to discuss your options.
15-year loan with 3-year adjustable rate
25-year loan with 3-year adjustable rate
15-year loan with 5-year adjustable rate
25-year loan with 5-year adjustable rate
Construction Loans
Thinking about building? Whether you’re constructing a custom home, commercial property, or completing a renovation project, our experienced staff of residential and commercial construction loan officers can help you through the process. We offer construction loans in all shapes and sizes.
