Available with EBANK checking accounts:

  • Online Services: Online Banking, Mobile Banking, eTran Bill Pay, and eStatements at no charge
  • EBANK Debit Cards and EBANK ATM Cards.  No annual fee. Privileged Status Member.
  • Easy Access Telebanking /  800-381-3326
  • Check Images with your monthly statement
Account Type Minimum to Open APY1 Interest Rate


Basic Checking $100.00 N/A N/A A debit fee of $.25 will be charged for each debit transaction in excess of 15 during a statement cycle.
Regular Checking3 $100.00 N/A N/A $2.00 maintenance fee + $.15 per debit if the balance falls below $200.00 any day of the statement cycle.
Evantage Solution Checking4 $100.00 .10% .10% $10.00 maintenance fee, if the average daily balance for the statement cycle falls before $1500.00.
Interest Checking $500.00 .05% .05% $5.00 maintenance fee + $.25 per debit fee, if the balance falls below $500.00 any day of the statement cycle.
High Yield Checking $1500.00 .10% .10% $10.00 maintenance fee + $.25 per debit fee, if the account balance falls below $1500.00 any day of the statement cycle.
1 Annual Percentage Yield (APY) is accurate as of Decemeber 4, 2020 and may change without notice. Rates may change after the account is open. Interest paid on the entire account balance. Fees may reduce earnings. ATM or Debit Cards are available. Please contact our Customer Service department for credit limits.
2 Fees subject to state and local option sales tax
3 Minimum balance requirement waived for account holders over age 65, Horizon Club Members, and full-time students (proof of enrollment required).
4 Must have direct deposit from any income source and one other qualifying account relationship with EBANK. Qualifying relationships include:  Checking, Savings, Money Market, CD, IRA, or Loan. Contact us to request account disclosures for more information.